Tuesday, November 30, 2010

A Few Reasons for My Lack of Posts

I started this blog and really have not been keeping up with it. One of the main reasons for this is that I've been busy. During 2010, I have:

  • Started house hunting in January
  • Taken a class during the spring semester
  • Planned a wedding
  • Gotten married in June
  • Researched cars (endlessly... there truly is such a thing as too much information)
  • Bought a car
  • Started taking a class in the fall semester, but dropped it a few weeks in once I knew I would soon have:
  • Bought a house
  • Moved from a 3 bedroom apartment to a 3 bedroom house (i.e., lots of stuff to move)
  • Attended several weddings, wedding showers, baby showers, a 60th birthday party, and more
All of that added to the fact that I really prefer not to be on the computer once I arrive home means I just haven't been so great at blogging. I hope to get back into it, but we shall see.

Tuesday, October 26, 2010

The Story of Stuff

Wow, it's been a really long time since I posted on this blog. Perhaps starting it wasn't the best idea....

Anyway, I just finished watching The Story of Stuff, and I think I'm going to set myself a reminder to watch it at least every few months. I already know many of the topics covered, in at least some way, but it's helpful to see it all together and to be reminded that the US's reliance on stuff cannot keep up at the rate it's going.

There are so very many ways to reduce reliance on and consuming of stuff. Here's a few of the things that I am doing:

  1. I am determined never to become a collector of anything again. In high school and college, I was a fan of dolphins (still am, but not as openly so). Apparently, choosing something you like means that you will suddenly be bombarded with a plethora of stuff pertaining to that thing. I have dolphin doodads out the wazoo. I am going to donate them to Goodwill and will not collect this type of thing again.
  2. My husband and I are in the process of purchasing a house. The one we have selected is pretty much the same size as our apartment (which, granted, is pretty large for an apartment - 3 bedrooms). Which means that we will not need to acquire more stuff once we move. In fact, we are trying to purge (responsibly - Goodwill, veterans, recycling) the stuff we do not currently use.
  3. We use canvas bags instead of plastic ones 95% of the time (we still forget, but have gotten much better).
  4. We do not drink bottled water, but instead have nice water bottles. I use mine every day at work.
  5. I intend to ask for a few small things that I want for Christmas and then ask that any other gifts to me be either donations to charity or homemade gift certificates for time spent together. And perhaps gift certificates to Lowe's for home repair. But I also hope that my husband and I are able to get a lot of stuff from Pittsburgh's Construction Junction, which offers used building materials for cheap resale.
  6. We do not buy DVDs. This was actually my husband's idea. So much is now available through Netflix that if I get a craving for a certain movie, I can either find it immediately through streaming or I can wait a few days to get it through the mail. In the past I have still asked for DVDs as gifts, but I will not be doing that any more.
  7. My husband and I share one car. And a fairly efficient car at that. We now drive a new Honda Fit, but previously we shared a 1997 Honda Civic (until August 2010). We walk and bike to work as much of the year as we can tolerate, and we hunted for 10 months to find a house in our price range that kept us close to both our works as well as stores, restaurants, and a park.
  8. We recycle extensively.
  9. We make it a goal never to have more than one bag of trash a week, and usually are closer to a half bag.
  10. I kept my previous cell phone for, I think, 4 and 1/2 years. Planned obsolescence lead to it recently being unable to find service like it should, so I upgraded. I donated the old phone, as well as my husband's old phone, to a campus fundraiser in the hopes that they would be reused or recycled.
Ideas I have for the future:
  1. I have a lot of friends who garden, and it seems like many of them end up producing an abundance of a certain type of crop. I think it would be great to organize a group of these friends who get together to share the abundance, so that everyone ends up with a variety. Our new home has apple trees that definitely produce a lot, and I would much rather share apples than see them go to waste.
  2. Even though we have a front and backyard (shared with the upstairs neighbors), I haven't composted much yet. I intend to change this with our new house. I love houseplants and gardening so this would save me from buying soil.
  3. Our new house will have a rain barrel.
There is so much we can do to reduce our consumption of stuff (and non-local foodstuffs). If you have any other ideas, let me know!

Tuesday, January 5, 2010

Amazon PriceDrop

I was looking up the cost of some children's books and noticed Amazon's PriceDrop feature. I have not used this before because most of the time when I'm buying something from Amazon, I need it immediately. However, there seem to be a lot of new babies these days, and I tend to give the same books as gifts. Thus, I have plenty of time to watch for good prices.

So I'm curious to see how this plays out. I am half wondering if the prices are going to be better right now - shortly after Christmas - and will go back up in the future. But I love anything that will save me money, and I love Amazon's fast shipping (I ordered textbooks from other vendors recently and my goodness, they are taking forever! I even paid extra to have one arrive by yesterday, but did it arrive? No.)

I'll have to remember to write about the Amazon PriceDrop feature again in the future, once prices have dropped (hopefully!).

Saturday, October 24, 2009

Wedding Nonsense, Part III

So I got my mom to agree to a potluck....

And it didn't actually take too terribly much convincing. I've been telling her I planned to elope when I got married for years now, though, so I think now that I've decided to actually have a wedding and reception, she's willing to go along with most things. Plus, once I explained it to her in more detail, she thought it made sense.

Now, I know what you're thinking. A potluck reception?! Who does that?! But hear me out.

I've grown up on potlucks. I always loved them at church as a kid - you get to eat everyone's best dishes. What could be better than that? Plus, you get to sample a wide variety of food, and if there's something you don't like, well, there's always plenty of other options. Sounds like a good thing for a reception, especially with so many dietary needs - vegetarian, food allergies, etc.

Of course, I'm not so cracked that I'm also going to expect gifts. Part of the appeal of a potluck is that we don't want gifts. We don't need any more kitchenware, we don't need a bunch of random knickknacks. I don't like clutter, and we have pretty much everything we need. Oh, and we definitely have NO use for china. Thus, asking for a dish to share instead of a gift sounds good to us.

So, the out-of-towners. I don't expect them to make food. They are more than welcome to grab a bag of chips at the grocery store. You normally have to buy a gift anyway, so instead, buy some packaged food. I also fully intend to encourage my out-of-town uncle and his fam to order pizza from the local pizza place they love so much. They try to get it every time they come into town anyway.

I don't think I'll be calling it a reception. Even I hesitate at that. The traditional reception is so ingrained in most people's minds that a potluck reception is very nearly an oxymoron. Currently, the plan is to call it a Potluck Celebration in Honor of the Marriage of blah blah blah.

Plus, it's going to be very very casual, but more on that later.

And think of all the money saved on caterers. And not having to worry that the mass produced food will taste like... mass produced food. And all the money saved on gifts. Bringing food should be far cheaper for the guests, too.

I'm sure some people will still think I'm nuts. But I'm okay with that.

Friday, October 23, 2009

Wedding Nonsense, Part II

So the current plan is for a small wedding and a casual reception. I say 'current' because I've heard about brides who started out thinking they'd be oh-so-casual and cheap. Then they got all caught up in the Wedding Nonsense and went off the deep end. Thus, I'm allowing for the possibility that this could happen to me.

But I really hope not.

Anyway, I like the idea of a very small wedding (about 30 people - immediate family and close friends only), and then a larger reception (more on that in a future post). My mom suggested a wedding in the morning (and by morning I'm thinking 11:00am at the earliest), and then we all go out for lunch somewhere. Sounds good to me.

Plus, a small wedding is necessary for the location I want, which is part of the Geauga County Park District. The nice benefit of using a park location is that it's free to residents. I'm no longer a resident of Geauga County, but my parents are. I intend to be the one to reserve it, but if they have a problem with that, I can always have my parents call. Of course, the drawback of the park is that I can't reserve it until November 1, so I might need a backup plan if someone manages to reserve it before I do. However, I doubt it's a really popular location. It's really beautiful - bridge over a creek that runs into a small pond, and a beautiful flowering tree (if indeed it is still flowering in June, which might not be the case), but it's out in the boonies. Here's hoping it's available.

Monday, September 7, 2009

Save Money on Hair Cuts

I get my hair cut about twice a year. Inevitably, the person cutting my hair scolds me, but oh well. It seems to work for me just fine. Plus, it saves money. Guy hair, on the other hand, needs to be cut more often. If my hair grows an inch, you can hardly tell. If my fiance's hair grows an inch, well, it's quite noticeable.

Growing up, his mother cut his hair. With four kids, that seems like a great choice. She's continued to cut it on occasion as well. Recently, we decided it wouldn't be a bad idea if I just learned how to do it myself.

I practiced with his mom's assistance before trying it on my own. I've now cut his hair 2 or 3 times without supervision, and it seems to be just fine. It also helps that his hair is very forgiving - it's quite wavy so if I mess up here or there, it's much harder to tell than it would be on someone with very straight hair. I'm still working out a few of the details (still need to figure out just how short I can cut it in certain areas where it seems much thicker), but those will be easier with practice.

We did opt to buy a decent pair of scissors, which cost us about $16 at Target. Considering a single hair cut costs about that much these days, we've already made back that money easily. It would be nice to have one of those wraps to keep the hair off his clothing, but we use an old towel for now.

I know this isn't an option for everyone - I wouldn't want to cut other types of hair, but it does save money. I also know I'm not the only one doing this. We know at least one other couple where the wife cuts the husband's hair, too. As an added bonus for us, it means he gets his hair cut more often. His hair always got quite a bit longer before he felt motivated to go get it cut. Now I can just do it in the comfort of our home.

Tuesday, June 30, 2009

I finally opened a Roth IRA

After making it a goal probably about a year and a half ago, I finally opened a Roth IRA. I chose to do so through Vanguard because they have a pretty low expense ratio, and because they are well-rated. I went with their Total Stock Market Index Fund, because it's pretty steady, and I'm not a big risk-taker. :)

Vanguard makes the whole process very easy. The main painful part is reading the long documents that you have to agree to before completing the process. However, the material in these made me think that they were probably pretty standard. The other annoying thing was that I filled everything out, but then wanted to print out the documents and read them before signing, and I couldn't find an easy way to save my progress once I got to the point of printing out the documents.

They require an initial investment of $3000, so you do have to save up a bit before you can open one. I also plan to continue to contribute monthly in order to max out my yearly allowable amount, which I had thought was $5500, but is apparently only $5000.

But hooray for FINALLY opening a Roth IRA. Next to find out more about Lending Club or a similar service. It's sounds like a good way to invest some money and earn a higher rate of return.