I Just Saved a Ton of Money on My Car Insurance

My car insurance renewal came up in early September. I had stayed with AllState because of an awesome insurance agent in Ohio (hi Paul Webster!). I felt no such need to stay with AllState in Pennsylvania. So I started calling around - Liberty Mutual and Erie Insurance. They were both recommended at my boyfriend's place of work.

Combined for renter's insurance and car insurance for both our cars, we (my boyfriend used to have State Farm) were paying approximately $1600 total. Erie was able to put us on a domestic partner policy, and we now pay under $600 per year. To be fair, we did change around our options a bit. I increased my liability coverage, but he switched from full tort to limited tort, and got rid of uninsured and underinsured. That made quite the difference as well. It pays to understand you car insurance options.

If you live in an area where Erie is available, you ought to check them out. A number of comments I read said that Erie's prices just can't be beaten - and other insurance companies know it. I also found this site, which might be helpful when trying to figure out who to call, and just stumbled on this one right now.